Entered Representative

• #13

There was an appealing link right here- although it are Uk dependent so undecided if it is highly relevant to Ireland however it is it is possible to banks get follow an identical strategy

generally speaking, I would features think any lender perform get a hold of someone simply upcoming out-of case of bankruptcy due to the fact a high risk additionally the appropriate grounds for the case of bankruptcy could also be essential.

Registered Associate

• #fourteen

We were released during the , and just have visited this point arguing with some your debtors along side position your ICB account that happen to be wrong. This is actually the returns in our programs:

BOI – Happy to provide however, requested us to waiting 6-nine days adopting the section what exactly to the the ICB report was basically marked due to the fact ‘Written Off’ or ‘Complete’ AIB – step 1 refused app given that our ICB declaration had a line having ‘Account into the Dispute’ since the ISI had not paid said creditor the dividend immediately after 24 months out-of spending an IPO. next application submitted past

Keeps you published about how some thing wade. We started a card relationship account in the 3 months putting good partners bob inside the a week therefore they’ll certainly be another avoid. You will find ten% deposit so are together with interested in one of the well-known ‘exceptions’ with the 20% put. BOI have been ready to give us that centered on our very own generating however the rawness of your ICB report are the problem

Joined Associate

• #fifteen

While i questioned ny ICB declaration back certain weeks ago immediately following discharge for the I experienced numerous frustrating calls in order to generate and you may letters is taken to my 2 loan providers since the little was fixed to my report. In the end I had it arranged and you will requested letters out-of facts which i are no longer responsible for one personal debt owing to all of them. Both account have now good W (created off) on it and you may treatment day out of middle 2018.

I have in the last couple of months ran toward my local credit union inquiring on the a home loan and its a valuable asset mortgage they are doing with a high rate of interest and maximum term of 15 years. Their come a lengthy processes and never actually yes at this area in the event it will additionally occurs. Everytime I-go in the toward called for papers they appear having something else entirely. We have to go to getting my partner to complete his six month probationary several months in his this new work which i believe is important procedure.

We’re saving using them since the beginning of this current year along with what we should help save and you may shell out during the rent (included in my bankruptcy proceeding try vacating home) i’ve more than enough to pay for a mortgage payment per few days.

Is it possible you take a look at the web site here indicates me thus far having me and my spouse method Lender Away from Ireland and you will AIB and discover what they say.

Entered User

• #sixteen

Once i expected new york ICB report straight back specific months in the past shortly after launch inside the I had alot of frustrating calls so you’re able to build and you may characters are provided for my personal dos creditors given that little got rectified on my report. However in the end I’d it arranged and you will requested emails out-of proof which i in the morning no more liable for one personal debt as a consequence of all of them. One another profile have a W (created out of) on them and removing day out of middle 2018.

I’ve during the last few months went on my local borrowing from the bank commitment inquiring in the home financing and its an asset mortgage they actually do with a high rate of interest and limitation term regarding fifteen years. The come a long techniques and not even sure at this area in the event it may also takes place. Whenever I-go inside the towards called for files they appear to own something else entirely. We now have to wait getting my wife doing his 6 few days probationary months within his the newest work which i trust was simple techniques.