Timiza software lets profiles to view several financial services through their mobile phones. The assistance become instant loans, currency transfers, and buy insurance. Individuals who do not supply the Timiza software normally switch *848# to register and implement to have mobile financing away from Absa Lender.

six. Branch

Part is one of financing programs from inside the Kenya without CRB inspections. Subscription is free of charge inside and outside the country. You can availableness as much as Ksh.70,100000 towards Department app via smart phones. Financing is actually accepted within 24 hours out-of app, there are no hidden fees. Moreover, Branch cannot fees late charges or rollover charges.

eight. Shika

Shika is just one of the credit software giving more than simply fund. It offers features getting texting and provides the brand new information for the politics, recreations, enjoyment, etcetera. Shika application hosts multiple loan providers just who offer borrowing from the bank so you can subscribers. Fund with this app is tailored to complement startups in farming, advantage financing, and you can invoice discounting.

8. iPesa

iPesa loan application even offers credit away from Ksh. 500 so you’re able to Ksh. 50,100000 contained in this 91 months to help you 180 weeks. The yearly interest rate is several%, while the application does not have service costs. Install new iPesa application into cell phone, set it up, register with your own M-Pesa number, and ask for financing. Settling your own credit on time gradually expands your loan limit to up to Ksh. 50,100000.

9. Zenka

Many borrowers inside the Kenya like Zenka software. The first financing was interest-100 % free and has now zero solution fee. You just pay off the total amount you borrowed within the stipulated date, that’s always 61 months. You might obtain the latest app towards the mobile phone throughout the Zenka site. Once filling out the application form and you may joining effortlessly, you are going to get the loan within just 5 minutes.

10. Zidisha

Zidisha is amongst the better brand new mortgage apps in the Kenya. It is a non-profit credit platform, along with your borrowing from the bank arises from separate lenders, not the organization itself. Brand new software simply connects loan providers in order to consumers. You really must be employed or in operation, keeps an energetic Twitter membership, a nationwide ID, an authorized Safaricom sim credit, and a great credit score to be eligible for Zidisha credit.

11. Okash

Okash will bring private and you may loans as much as Ksh. 60,100. Obtain new application regarding Google Enjoy Store, set it up, and you may check in to find quick finance. Okash app decides the loan restrict and you may commission several months because of the considering the non-public facts you give throughout membership. The yearly interest rate into Okash finance is 14%.

twelve. Eazzy

Like many financing software into the Kenya, Security bank’s Eazzy app offers instantaneous fund in 24 hours or less of effective application. The new fund is actually paid into Collateral savings account, Mpesa range, otherwise Equitel sim cards.

Dial *247# to find the financing directly to their sim card instead of making use of the software. You are qualified to receive to KSh2 mil from inside the credit, and also the system determines the loan limitation. In addition it now offers a flexible repayment ages of around a dozen days.

The fresh new software deducts finance from your own membership inside instalments within a thirteen % per annum interest rate. You could shell out your Eazzy application immediate money using your Equitel sim cards otherwise have fun with Mpesa Paybill number 247263 and your Collateral membership matter.

thirteen. Utunzi

Utunzi credit app serves Meters-Pesa users. This mobile currency borrowing system also offers individual and you will providers loans off Ksh.3 hundred to help you Ksh.step 1,100,100. Utunzi app lets an installment period of 91 weeks in order to thirty-six days within a good twelve% provider fee and you will an annual attract out of a dozen%. You additionally spend a payday loan no credit check Abbeville supplementary Ksh.eight hundred as the a yearly account administration percentage.