It’s also possible to fill out a copy of current ITR one keeps a good BIR stamp. I think for this one, you’ll have to see your RDO to track down stamped.

If you are an effective freelancer or operator, you could submit a duplicate of one’s audited ITR and you may BIR stamp. We did not try this that due to the fact We was not the one who applied for the loan and i didn’t sign up for feel co-borrower, however, I think this will imply getting your own most recent ITR, and simply to take the latest secure side, their accounting guides, into RDO.

If you’re employed, you’ll be able to choose to complete their specialized thirty days pay sneak old about three months just before time regarding software. Jay made a decision to fill in about three to secure the deal, haha! He plus registered their COE along with them.

It is towards the starting point. Pag-IBIG have a tendency to evaluate your distribution to evaluate the qualifications to use for a house mortgage.

Once you have registered these data files on line, might discovered a contact compelling one to pay for the fresh new processing percentage. I paid Php 1,000. Make sure that you print a copy of your own verification of one’s commission. You will need to offer it so you’re able to Pag-IBIG , and the most other requirements, after you’ve come greeting to consult with the workplace compliment of email otherwise a trip.

Here are the records that you need to provide Pag-IBIG once you have come expected add your documents truly:

step 1. All unique duplicates of your own data you submitted on very first processes, with the exception of new selfie. You should also provide the ID photocopied.

2. A duplicate of the Special Energy away from Attorney towards representative. (Should your proprietor is not from the Philippines)

The price of notarization is determined by the brand new decided price of the home stipulated on your own package to sell.

They’re going to also inquire for taking your images along with your valid ID once best personal loans with bad credit Oklahoma again. This time, it will be their employees who will make sample.

Assessment stage

Because dining table administrator appears more your write-ups and observes zero discrepancies, you are requested to pay for assessment payment. I paid Php 2,000.

We had been informed to attend to have a call from just one from their staff regarding the plan of the home appraisal. What takes place throughout home appraisal is because they will be sending agencies in order to search our home to find out if they fits its important and you may requirements.

It entitled three days just before it went to. The newest appraisers was basically from the lay from the 8AM. It went within the, seemed the brand new proportions and you may did not very communicate with us this much. They simply went around to examine for each area in your house.

Up coming which had been they. We were told to attend due to their email if all of our loan might have been approved or perhaps not acknowledged; however, they already warned all of us that home we were trying to purchase is lacking step one meter wide to their conditions.

Loan Rejected

I gotten a contact of Pag-IBIG officially proclaiming that the newest sized our home didn’t fulfill the requirements, and this is actually one. Which was the termination of our very own sense……for now.

I experienced submitting a letter from reconsideration, but the current email address obviously reported that we’d to handle brand new issue and you can invest in deciding to make the required alter, and this we didn’t. Therefore we needed to accept all of our future and you may move ahead.

Oh really, at the least i’ve gained an existence expertise that we is use in the long run and also to illustrate our very own high school students when it’s their turn-to pick their house. We were, without a doubt, disturb, however, we’ll continue our very own expectations up to we in the long run get the put we are able to call family.